One of the most important steps in getting the loan process started is getting pre-qualified. This step can eliminate wasted time in the purchase transaction. A prequalification process can also be helpful in structuring your final goal. You may find something showing up on your credit report that is incorrect, or may need to do some debt consolidation in order to qualify for the price range you were interested in. We are there to assist and advise with any challenges that may come up.

A pre-qualification can be handled by telephone. This is followed up by an email with a link to our loan application, and a secure link to upload the documents to. A letter with a list of items that will be needed to complete the transaction ” Needs List” once you are under contract. More complicated packages may require a few days. In any event, we strive meet our deadlines and commitments without any undue stress for anyone involved.

For additional information on your financing needs please feel free to call Taylor Mortgage Group at 303-339-5950 or Janie Taylor directly at (303) 884-9393!