Are you looking at 2nd home loans to purchase Your Dream Home or Vacation Property? Second homes are somewhere that you spend less than half of your time. If you are thinking about purchasing a second home there are a few things you need to know. Your primary residence is where most of your time is spent.   Lenders are going to look at your Debt to Income Ratio (DTI). Your DTI is exactly what it sounds like your debt and income. Lenders will look to see if your income will support your existing debts (current mortgage, credit cards, car loans, etc.) as well as a new mortgage on your second home.  You have to be able to carry your existing mortgage on your primary home, as well as any other debts such as credit cards, student loans, auto loans, etc….

Taylor Mortgage Group offers a huge variety of loans from vacant land loans, construction loans, investment properties and second homes. We look forward to assisting you in the purchase of your dream home or property. Please see our list below to find the right loan for you!

Do you dream  of one day having that beautiful mountain get away on the ski slope, a cozy cabin in the woods, or a house on the prairie? Colorado offers all these “dreams” as second home options! Taylor Mortgage Group can help you fulfill your dream of having a second home! Colorado offers beautiful views in every direction and our brokerage firm can help you buy or build the home of your dreams!  A place you go to get away from work and the rest of the world… a Second home! Contact us at any time at  (303)-339-5950 or Janie Taylor directly at (303) 884-9393!