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Owner Builder / Spec Loans

Posted in: Owner Builder / Spec
By Taylor Mortgage Group

Builder Spec Home Loans
Builder Spec Home Loans
Taylor Mortgage Group will assist you in securing licensed contractors that have been screened for your construction needs.  Some lenders will accept the borrower acting as their own General Contractor provided the owner builder has verifiable experience in home construction.

Construction loans or Owner builder loans
are available both as an owner occupied property and also as an investment property.

Many owner builder loans that we offer are for Factory Built homes. Construction lenders find this financing attractive due to less risk and a shorter term of construction. The borrowers need only to prepare the site and foundation and the manufacturer will build, deliver, and set the home.  


Colorado Owner Builder Loans
Colorado Owner Builder Loans
At the completion of the construction loan, Taylor Mortgage Group will match you and your project with the best source of permanent funding available. Working with several local and National resources we can provide a permanent loan for most  transactions.  Taylor Mortgage Group specializes in construction and construction to permanent loans.

Down Payment: The down payment can be as low as 20% depending on whether or not the property will be owner occupied or build to sell. We also have a zero down program we may offer based upon the credit package and the loan to value ratios. If cash is not readily available there are several different options that we can offer the lender for equity in lieu of cash.

Owner Builder Loans
Owner Builder Loans
Rates: Our lenders for the owner builder loans will usually not penalize the borrowers in rate. Remember that construction loan rates can change daily.

A pre-qualification can be handled by telephone.

Pre-qualifying

Please call us today or use our online pre-qualification form to get pre-qualified for your home.

   

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Taylor Mortgage Group, LLC

Phone
303-884-9393
Fax
 
720-306-3813

Click Here to Email Us


CO  License:  100013875
NMLS: 385946
Regulated by the Colorado Dept. of Regulatory Agency



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