Colorado Mortgage Lender
*A pre-approval process can also be helpful in structuring your final
goal. You may find something showing up on you credit report that is
incorrect, or may need to do some debt consolidation in order to qualify
for the price range you were interested in. We are there to advise and
assist with any challenges that may come up.
One of the most
important steps in purchasing a home is to be pre-qualified or
pre-approved. Taylor Mortgage Group
is a mortgage broker able to offer a variety of loan products and rates
with some of the largest and best investors.
Eliminate wasted time in the purchase transaction.
Taylor Mortgage Group offers a One Time Construction Loan. The construction loan and the permanent loan are closed at one time! Not only do we offer the fastest closing on the "One Time Close Construction Loan", but we also offer the best rates. When the "One Time Close Construction Loan" modifies to the permanent mortgage, at the end of the construction, we offer a 15 year, 20 year or 30 year fixed rate loan with no adjustable rate mortgage in a few years and no prepayment penalty. Additional loan options include a 1 year, 3 year, 5 year, 10 year and 15 year adjustable rate mortgages.
Every one dreams of one day having that beautiful mountain get away on
the ski slope, the cozy little cottage in the woods, or the cabin on the
prairie that only Colorado can offer. Second homes are somewhere that you spend less than half of your time. Your primary residence is where most of your time is spent.
Colorado offers beautiful views in every direction and our brokerage firm can help you buy or build the home of your dreams! A place you go to get away from work and the rest of the world… a Second home!
Land Loans in Colorado
Buyer's that are purchasing a land
loan are not buying it for long-term investment, but to build a home
within a certain timeline. We are able to direct the potential homeowner and assist
with the best financing. This is where our expertise is valuable to
our customers. We can bridge the land
loan to the construction
loan and on to the permanent financing with literally one-stop shopping.
Purchasing the land with a construction loan is most advisable to cut down on additional closing costs.
A Jumbo mortgage is a mortgage with a loan amount above conventional loan limits.
Jumbo mortgages are used to purchase high-priced homes that require larger then normal loans.
several outstanding debts and consolidate them into a single loan. If
you are having a hard time repaying multiple loans, you may want to
consider a consolidation loan. With a consolidation loan you may be
- Lower your monthly payments
- Obtain a lower interest rate loan
- Arrange a longer period of time to repay you debts
- Get the security of a fixed-rate loan
A Consolidation loan is often used to pay credit card debt.
Debt Consolidation can
be as simple as a number of unsecured loans rolled into a single
secured loan against an asset that holds the value, such as a house.
Contact Taylor Mortgage Group, LLC
to discuss questions about fixed interest rate loans. Fixed interest rates are based on the lenders assumptions about the average discount rate over the fixed rate period. Conta.
will not only get you a lower monthly payment, but you may be able to pay off your entire mortgage faster
Contact Taylor Mortgage Group to lower your monthly payment the easy way through mortgage refinancing.
really like a high down payment and high credit but
sometimes they will grant a loan to someone with a low down payment and high credit.
For more information about Conventional Loans
contact us at the Taylor Mortgage Group, LLC
at 303-339-5950 or Janie Taylor direct at 303-884-9393!
stands for Adjustable Rate Mortgage.
Adjustable Rate Mortgage (ARM)
is a mortgage loan
with the interest rate on the note periodically adjusted based on an
index which reflects the cost to the lender of borrowing on the credit
markets. Otherwise known as a tracker mortgage.
A commercial mortgage
uses a commercial building or other business real estate as collateral.
A commercial loan
financing is usually for a short period of time, based on the creditworthiness of the business and the purpose of the loan.
if your original home loan is an FHA loan in good standing and the refinance
must lower your monthly interest payments.
Streamlined refinancing option allows you to reduce the interest rate on your current home loan quickly and oftentimes without an appraisal.
Taylor Mortgage Group endeavors to put together the best construction loans Colorado allows.
We have sources of new construction loans to cover the entire gamut of
buildings, from Pre-built manufactured homes to high-end estate homes.
Taylor Mortgage Group construction
loans consist of owner occupied properties, investment properties, and
spec homes and buildings for either city lots or for large parcels of Colorado real estate.
HELOC stands for Home Equity Line of Credit.
A home equity loan
is when the borrower uses the equity in their home as collateral. Home
equity loans are often used to finance major expenses such as home
repairs, medical bills or college education.